Tips for Guys

Determine Your Budget When a guy's shopping for an engagement ring, salespeople often do a sneaky thing – they make him think that the amount of his love is tied to how much he spends on a ring. Better to figure out how much you can afford to spend before you step foot in a store. The standard rule is two months salary – but – this is also a rule that the diamond industry created! However it's still a decent place to start, but then figure out your personal budget.

Choose a Stone While jewelers will sell you a preset ring, you can often get a better deal if you choose the diamond separately. It helps if you know what shape your sweetheart wants – round, pear, marquis, etc. The most classic shape is a round solitaire. Another money saving tip – look for a diamond with high color and cut, but with slightly lower clarity. Make sure you look at the stone with a jeweler's loupe (like a magnifying glass) – but most flaws (or "inclusions") can barely be seen even with a loupe.

Maximize Your Budget If your intended is always talking about huge diamond engagement rings, but two months of your salary wouldn't buy a Big Mac, you're going to have to stretch the budget. Ask for a stone with more surface area – it won't sparkle as much but it will look bigger. Ask for stones that are slightly less than the next carat (0.8 instead of 1 or 1.9 instead of 2) – the almost indiscernible difference can add up to big savings. Instead of a diamond solitaire engagement ring, consider a less expensive center gemstone (such as tourmaline, blue topaz, sapphire) flanked by two small diamonds.

Get a Buddy Don't go into a jewelry store alone. They're scary places full of way too many choices. If you can, bring your sweetheart's best friend or mom along to help you choose. But if you're worried they'll spill the beans, bring a trusted buddy of yours. Make sure they have taste, or you'll be trying to propose with a ringpop. Also, assuming they like the person you're buying it for, this is a great moment to bond with your parents and get their advice

Get it In Writing Would you buy a house without an inspection? No? Well then don't buy a diamond without an independent diamond-grading report from the GIA or the American Gem Society. It should include the 4 c's of color, cut, clarity and carat, as well as the shape and size. And, like your house, don't forget to get the ring insured.